diff --git a/k8s/argocd/apps/phase4-terraform-0.yaml b/k8s/argocd/apps/phase4-terraform-0.yaml
new file mode 100644
index 0000000..efa9643
--- /dev/null
+++ b/k8s/argocd/apps/phase4-terraform-0.yaml
@@ -0,0 +1,26 @@
+# Phase 4 — IaC (Terraform) — infrastructure-as-code via Hook Job
+# ArgoCD-driven terraform apply. All changes via git push.
+
+---
+apiVersion: argoproj.io/v1alpha1
+kind: Application
+metadata:
+  name: terraform-apply
+  namespace: argocd
+  annotations:
+    argocd.argoproj.io/sync-wave: "4"
+spec:
+  project: homelab
+  sources:
+    - repoURL: https://forgejo.riotpiao.homelab.com/riotpiao.com/homelab.git
+      targetRevision: main
+      path: k8s/hooks/phase4
+  destination:
+    server: https://kubernetes.default.svc
+    namespace: argocd
+  syncPolicy:
+    automated:
+      prune: true
+      selfHeal: true
+    syncOptions:
+      - CreateNamespace=true
diff --git a/k8s/hooks/phase4/terraform-apply-hook.yaml b/k8s/hooks/phase4/terraform-apply-hook.yaml
new file mode 100644
index 0000000..17e1e87
--- /dev/null
+++ b/k8s/hooks/phase4/terraform-apply-hook.yaml
@@ -0,0 +1,68 @@
+apiVersion: batch/v1
+kind: Job
+metadata:
+  name: terraform-apply
+  namespace: argocd
+  annotations:
+    argocd.argoproj.io/hook: PostSync
+    argocd.argoproj.io/hook-delete-policy: HookSucceeded
+spec:
+  backoffLimit: 3
+  template:
+    spec:
+      serviceAccountName: terraform-apply
+      containers:
+      - name: terraform
+        image: hashicorp/terraform:latest
+        command: ["/bin/sh", "-c"]
+        args:
+        - |
+          set -e
+
+          echo "=== Terraform Apply Hook (ArgoCD PostSync) ==="
+
+          # Clone repo
+          git clone --depth 1 https://forgejo.riotpiao.homelab.com/riotpiao.com/homelab.git /repo
+          cd /repo/terraform
+
+          # Set S3 credentials
+          export AWS_ACCESS_KEY_ID=$(cat /run/secrets/s3/AWS_ACCESS_KEY_ID)
+          export AWS_SECRET_ACCESS_KEY=$(cat /run/secrets/s3/AWS_SECRET_ACCESS_KEY)
+          export AWS_ENDPOINT_URL=$(cat /run/secrets/s3/AWS_ENDPOINT_URL)
+
+          # Initialize and apply
+          echo "Initializing Terraform..."
+          terraform init
+
+          echo "Planning Terraform changes..."
+          terraform plan -out=tfplan
+
+          echo "Applying Terraform..."
+          terraform apply -auto-approve tfplan
+
+          echo "✓ Terraform apply complete"
+        volumeMounts:
+        - name: s3-creds
+          mountPath: /run/secrets/s3
+          readOnly: true
+        resources:
+          requests:
+            memory: "256Mi"
+            cpu: "250m"
+          limits:
+            memory: "1Gi"
+            cpu: "1"
+      volumes:
+      - name: s3-creds
+        projected:
+          sources:
+          - secret:
+              name: terraform-s3-creds
+              items:
+              - key: AWS_ACCESS_KEY_ID
+                path: AWS_ACCESS_KEY_ID
+              - key: AWS_SECRET_ACCESS_KEY
+                path: AWS_SECRET_ACCESS_KEY
+              - key: AWS_ENDPOINT_URL
+                path: AWS_ENDPOINT_URL
+      restartPolicy: Never
diff --git a/k8s/hooks/phase4/terraform-rbac.yaml b/k8s/hooks/phase4/terraform-rbac.yaml
new file mode 100644
index 0000000..cba71a8
--- /dev/null
+++ b/k8s/hooks/phase4/terraform-rbac.yaml
@@ -0,0 +1,30 @@
+---
+apiVersion: v1
+kind: ServiceAccount
+metadata:
+  name: terraform-apply
+  namespace: argocd
+
+---
+apiVersion: rbac.authorization.k8s.io/v1
+kind: ClusterRole
+metadata:
+  name: terraform-apply
+rules:
+- apiGroups: ["*"]
+  resources: ["*"]
+  verbs: ["*"]
+
+---
+apiVersion: rbac.authorization.k8s.io/v1
+kind: ClusterRoleBinding
+metadata:
+  name: terraform-apply
+roleRef:
+  apiGroup: rbac.authorization.k8s.io
+  kind: ClusterRole
+  name: terraform-apply
+subjects:
+- kind: ServiceAccount
+  name: terraform-apply
+  namespace: argocd
diff --git a/k8s/hooks/phase4/terraform-s3-secrets.enc.yaml b/k8s/hooks/phase4/terraform-s3-secrets.enc.yaml
new file mode 100644
index 0000000..d82f7da
--- /dev/null
+++ b/k8s/hooks/phase4/terraform-s3-secrets.enc.yaml
@@ -0,0 +1,25 @@
+apiVersion: ENC[AES256_GCM,data:kiY=,iv:wvX0y4RDJQbk7fGdXWbSQr60WfM3M5rvc7SCPb1q25g=,tag:C71TErBwHF5FKHzeLXaMzA==,type:str]
+kind: ENC[AES256_GCM,data:WILs0jRC,iv:vkkqDYv45946c21yEWBZf0USa0b3IZuhQAXhdSjDKvU=,tag:Sn6ViACi321IUkd8YHfpsQ==,type:str]
+metadata:
+    name: ENC[AES256_GCM,data:WQw0C3Y0MhkHyhJyY7oD9Ib9,iv:+OaUam5cBOwL8eXuxi5clYvV8HvjQgJ7N7mcjmIcpOg=,tag:II2lOgY0edI+bvd3fSreiQ==,type:str]
+    namespace: ENC[AES256_GCM,data:hSaYZZ+E,iv:BpL3rZSdoM1zvsXNZWISUQBEm6Blv7REGeeVQnHBDP4=,tag:tlmhyRvE3coSFehyKFTsGw==,type:str]
+type: ENC[AES256_GCM,data:FQ2B9iNr,iv:aZ4Ah0TzsMciw0NiMBc3vPsMHAczwzeTuhTos+GjuCg=,tag:7V3t9VkcHlhHK9+4Oo6i2A==,type:str]
+stringData:
+    AWS_ACCESS_KEY_ID: ENC[AES256_GCM,data:i4b932+5rglSbg==,iv:6z2HLtTYXUfwkuPzzNZakJ+8UYkpHNs1otrz/lScuLM=,tag:4FxelmrF5p+EF79hGB+ejQ==,type:str]
+    AWS_SECRET_ACCESS_KEY: ENC[AES256_GCM,data:ATzJ0GwtWVgMc+pnLxoW0zLB37h94HxSoUTsad9Efpe9z0zh3HBdquCr4ek=,iv:dPxiRhnxqEEbtZZW4aSRnByv1rQCcbc0R/ot9bCBiHg=,tag:IpXFDVjc6kJKP7NqDXpAAQ==,type:str]
+    AWS_ENDPOINT_URL: ENC[AES256_GCM,data:9V0dljvWeFiG4bWAoUs0LSkztGgDIjaSyEaO+C0A4Cb1G1jj+xY=,iv:lnUyU+Vz4kD/VdhA7aKXXGXLcmnXuxkYJa/HT7jICEk=,tag:oafx5JSV20OHdFq5PaJVhQ==,type:str]
+sops:
+    age:
+        - enc: |
+            -----BEGIN AGE ENCRYPTED FILE-----
+            YWdlLWVuY3J5cHRpb24ub3JnL3YxCi0+IFgyNTUxOSBMaFNEREVhZmFJNkVxMDdz
+            S2hBSG9EQ2grVU1NNHNFcDRDN1ljUldodzA0CkhLOE5YSGNqWVRNbDNNR25yclho
+            bHJ3c0J0WVVSRHAycWFzSGt2Y2EyS2cKLS0tIFloSkF2YnRUZ25VRDF5NnFlR1Uz
+            eDFvS2d5S2lQNkJQZDhGY0YvU3FTTVEK0DhLUMtCwsz0hH5WCp1xTZ6sm06hL0cw
+            KVTiIt/vX6jbWTW3tr6hXdRkZkyXxfHqcY04pWKYIZG82l3DyTipuQ==
+            -----END AGE ENCRYPTED FILE-----
+          recipient: age1smu533f803gmd0jq60s2zaj9zlznajy0ca6rtewd4r37mr2hs3uqsrldfh
+    lastmodified: "2026-07-15T23:39:08Z"
+    mac: ENC[AES256_GCM,data:DMasKoeAWIR4OHE2cHuYBVZgiEesh1NFraT9D1oqqWnnTyrLaBXSlC0f++g9fMjqba5+50mfgMvK5uimAcHhMVQQadhNrOYY821WcHbaRTPVJty12Ho/ahIaZVzxviQPeeWwh0biXIZdicYYY+jBnh/yXRlPgh0kv4BnuBIq39Y=,iv:/PjQPhfr29B9+rJxjYJfbItKjsmI++lIDVcWnwUTJtg=,tag:olnTGWGQaAE3IJNEy2zUrw==,type:str]
+    unencrypted_suffix: _unencrypted
+    version: 3.13.2
diff --git a/terraform/argocd-bootstrap.tf b/terraform/argocd-bootstrap.tf
index eb619f6..89c3073 100644
--- a/terraform/argocd-bootstrap.tf
+++ b/terraform/argocd-bootstrap.tf
@@ -96,7 +96,7 @@ resource "helm_release" "argocd" {
           {
             name  = "GIT_SSL_CAINFO"
             value = "/etc/ssl/certs/homelab-ca.crt"
-          }
+          },
           {
             name  = "SOPS_AGE_KEY_FILE"
             value = "/home/argocd/.sops/keys.txt"
@@ -108,7 +108,7 @@ resource "helm_release" "argocd" {
             secret = {
               secretName = "homelab-ca-secret"
             }
-          }
+          },
           {
             name = "sops-age"
             secret = {
@@ -122,7 +122,7 @@ resource "helm_release" "argocd" {
             name      = "homelab-ca"
             mountPath = "/etc/ssl/certs/homelab-ca.crt"
             subPath   = "tls.crt"
-          }
+          },
           {
             name      = "sops-age"
             mountPath = "/home/argocd/.sops"