k8s/monitoring: add prometheus grafana loki observability

- Loki log aggregation (MinIO backed, 10-day retention)
- Promtail daemonset (pod + talos journal logs)
- Prometheus + kube-state-metrics
- Grafana dashboards (6-row template per service)

k8s/monitoring/alerts/svc-vault-rules.yaml

@@ -0,0 +1,33 @@
+apiVersion: monitoring.coreos.com/v1
+kind: PrometheusRule
+metadata:
+  name: vault-rules
+  namespace: storage
+spec:
+  groups:
+    - name: vault.rules
+      interval: 15s
+      rules:
+        - alert: VaultHighErrorRate
+          expr: |
+            (
+              sum(rate(vault_core_handle_request_total{error="true"}[5m]))
+              /
+              sum(rate(vault_core_handle_request_total[5m]))
+            ) > 0.05
+          for: 10m
+          labels:
+            severity: warning
+          annotations:
+            summary: "High error rate on Vault"
+            description: "Error rate exceeded 5% for 10 minutes. Value: {{ $value | humanizePercentage }}"
+
+        - alert: VaultSealed
+          expr: |
+            vault_core_unsealed == 0
+          for: 1m
+          labels:
+            severity: critical
+          annotations:
+            summary: "Vault is sealed"
+            description: "Vault has been sealed for 1 minute. Immediate attention required."